Terms & Conditions
McCrea Financial Group
Last updated: July 9, 2025
Welcome to McCrea Financial Group. Please read these Terms and Conditions ("Terms", "Agreement") carefully before using our website or engaging our services. By accessing our site or working with our team, you agree to be bound by these Terms.
1. About Us
McCrea Financial Group provides life insurance, financial education, and retirement planning solutions. Our offerings include Indexed Universal Life (IUL), Term Life, Whole Life, Final Expense, and Mortgage Protection plans, provided through licensed insurance agents across 39+ states.
2. No Legal, Tax, or Investment Advice
While we may discuss general financial concepts, insurance options, and potential tax advantages of certain life insurance products, McCrea Financial Group does not provide legal, tax, or investment advice. Any tax-related discussions are for informational purposes only.
We encourage you to consult a qualified tax advisor, attorney, or financial planner before making any decisions based on your personal situation.
3. Eligibility
You must be at least 18 years old and reside in a U.S. state where our agents are licensed to receive our services or insurance quotes.
4. Accuracy of Information
You agree to provide accurate and complete information during all interactions, including consultations, applications, and follow-ups. Inaccurate or incomplete information may result in denial of coverage or delayed service.
5. Product Availability
Insurance products and services are subject to availability, underwriting approval, and licensing restrictions. Not all products are available in all states or from all carriers.
6. Appointment Booking & Cancellations
By scheduling a consultation, you agree to attend at the confirmed time or cancel/reschedule in advance. Frequent no-shows may result in limited future availability.
7. Privacy & Communication Consent
By submitting your contact information, you agree to receive phone calls, texts, and emails from McCrea Financial Group and its licensed representatives regarding insurance-related services. You may opt out of communication at any time.
Your data is handled in accordance with our Privacy Policy, which explains how we collect, use, and protect your information.
8. Third-Party Links and Services
We may refer you to or integrate with third-party tools (e.g., scheduling platforms, insurance carriers). We are not responsible for the content, functionality, or policies of third-party sites.
9. Intellectual Property
All content on our website and in our communications (text, graphics, branding, etc.) is the property of McCrea Financial Group. Unauthorized use, duplication, or reproduction is prohibited.
10. Limitation of Liability
To the fullest extent permitted by law, McCrea Financial Group and its agents are not liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services.
11. Changes to Terms
We reserve the right to update or change these Terms at any time. Continued use of our services or website after such changes constitutes your agreement to the revised Terms.
12. Contact Us
If you have any questions about these Terms, please contact us:
McCrea Financial Group
📍 Based in Florida
📞 Phone: (813) 625-3321
📧 Email: contact@kmlifegroup.com
🌐 Website: www.mccreafinancial.com